The payment calendar of the National Institute of Social Security (INSS) has started, covering the July payroll and serving millions of retirees, pensioners, and insured individuals throughout Brazil. The deposits will be made, as usual, in a staggered manner, taking into account the benefit amount and the last number of the Benefit Number (NB), not considering the verification digit.
Through this method, the INSS aims to distribute the payments over several days, helping to reduce queues at bank branches and promoting better organization in the operations of the financial institutions responsible for the deposits.
Insured individuals with benefits up to the minimum wage received their deposits at the end of July, with transactions extending into the first days of August. On the other hand, those with benefits above the national minimum will have a concentrated payment schedule in the first business days of August.
INSS Payment Calendar
The INSS payment system is structured based on two criteria: the monthly benefit amount and the last digit of the benefit number, disregarding the verification digit. For example, for a benefit number ending in 123456789-0, only the number 9 will be considered in the schedule.
Payments for Beneficiaries with up to One Minimum Wage
Those who receive the minimum value from social security will follow this payment schedule for the July payroll:
- Benefit ending 1: July 27
- Benefit ending 2: July 28
- Benefit ending 3: July 29
- Benefit ending 4: July 30
- Benefit ending 5: July 31
- Benefit ending 6: August 3
- Benefit ending 7: August 4
- Benefit ending 8: August 5
- Benefit ending 9: August 6
- Benefit ending 0: August 7
This calendar applies to retirements, pensions, temporary disability assistance, accident assistance, and other benefits valued at up to one minimum wage.
Calendar for Those Receiving Above the Minimum Wage
For insured individuals who receive amounts greater than the minimum wage, the payment schedule will be as follows:
- Benefit ending 1 and 6: August 3
- Benefit ending 2 and 7: August 4
- Benefit ending 3 and 8: August 5
- Benefit ending 4 and 9: August 6
- Benefit ending 5: August 7
How to Check the Payment Day
Checking the deposit dates can be done through the Meu INSS portal and app, where beneficiaries find the “Payment Statement” service, allowing access to information such as:
- benefit amount
- deposit date
- bank responsible for payment
- credit history
- discounts applied to the benefit
Another way to obtain this information is through the 135 Call Center, which provides clarifications on social security benefits at hours determined by the INSS.
Registration and Access to the Benefit Statement
The statement can be quickly checked through the app or the Meu INSS website with a Gov.br account. After logging in, the insured should select the payment statement option to view the data of the benefit corresponding to the month.
Attention to Possible Scams
During payment periods, attempts of fraud against retirees and pensioners tend to increase. Criminals may use messages via phone, apps, or social networks to deceive, informing of fictitious blocks on benefits or requesting payments to release deposits. The INSS never asks for:
- payment of fees to release benefits
- sending codes received via SMS
- confirmation of bank passwords
- transfer via Pix to regularize registration
If an insured person receives such contact, they should immediately end the conversation and use only official channels.
Financial Planning Guidelines
It is essential that those who receive benefits from the INSS carry out adequate financial planning to avoid problems during the month. Specialists recommend that retirees and pensioners prioritize essential expenses such as housing, food, and medications, before considering other expenses.
Keeping a small reserve for emergencies, especially health-related issues, is also advisable.
Rights and Benefits to Reduce Expenses
Many retirees may be unaware of the benefits available under the law. Depending on state or municipal laws, seniors may be entitled to discounts or reductions on public transportation, medications from SUS, and priority service.
Additionally, it is important to check the possibility of exemption or reduction of bank fees according to the type of account used to receive the benefit.
What to Do if the Payment is Not Credited
If the deposit does not occur on the established date, the first recommended action is to check the statement in Meu INSS, as causes such as administrative blocks or the need for registration updates may be the reasons. If there is no information available, the insured should contact the 135 Call Center or request an appointment for service.
Contact Methods with the INSS
Several service channels are available for insured individuals at the INSS, including:
- Meu INSS portal
- Meu INSS app
- 135 Call Center
- Social Security agencies by appointment
Using only these channels helps minimize fraud risks and ensures access to the most up-to-date information about the benefit.