The payment schedule for the annual bonus of 2026 has been revealed by the National Institute of Social Security (INSS), covering policyholders who started receiving social security benefits from May of that year. These new beneficiaries will be entitled to receive the 13th salary deposit in November, potentially receiving a proportional amount for the period they were eligible.
The inclusion of this group in the payment calendar is a significant step, as it ensures that those who received benefits during the year will also be able to enjoy the proportional bonus. However, the exclusion of the Continuous Cash Benefit (BPC) from receiving the annual bonus continues to raise important discussions, especially among its beneficiaries.
Who will receive the annual bonus from INSS in November 2026?
The policyholders who will receive the bonus in November are those who began to receive social security benefits after the anticipation of the 13th salary made in the same year. Since these concessions occurred after the payment of the anticipated amounts, the deposits will follow the regular calendar, with amounts calculated proportionally to the time the benefits were received throughout the year.
Which benefits guarantee the receipt of the 13th salary from INSS?
The annual bonus is intended for policyholders who are receiving benefits from the contributory social security system, which include:
- retirements;
- death pension;
- temporary incapacity aid (formerly known as sick leave);
- accident aid;
- prison aid.
The social security legislation guarantees the right to the 13th salary, which amount will be proportional to the time of granting the benefit received.
Why don’t BPC beneficiaries receive the 13th salary?
The absence of the payment of the 13th salary for BPC beneficiaries generates controversies. Although INSS makes monthly payments of BPC, it is not considered a social security benefit. It is part of social assistance as established in the Organic Law of Social Assistance (LOAS), which has different rules from those applicable to pensions and retirements. Since BPC is not a result of contributions to INSS, the legislation guarantees that its beneficiaries are not entitled to the annual bonus.
Understanding the Continuous Cash Benefit (BPC)
The BPC ensures a monthly minimum wage for people in situations of social vulnerability who meet specific legal criteria. This benefit can be granted to:
- elderly individuals aged 65 years or older;
- people with disabilities of any age, whose situation prevents them from fully participating in society, and whose family income is within the established limits.
Unlike social security benefits, BPC does not require prior contributions and does not generate rights such as death pension, being automatically terminated upon the death of the beneficiary.
Importance of updating CadÚnico for BPC
It is essential that BPC beneficiaries keep the Unique Registry for Social Programs of the Federal Government (CadÚnico) up to date, ideally every two years or whenever there are significant changes in the information. Failure to update can result in blockage, suspension, or even cancellation of the benefit.
How to check INSS payment dates?
INSS payments are organized according to the penultimate digit of the benefit card number and can be verified through official channels such as:
- My INSS portal;
- My INSS app;
- Service Center 135.
In addition to dates, policyholders also have access to statements and information about the amounts of their benefits.
New guidelines for beneficiaries in 2026
Policyholders who started receiving benefits in 2026 will undergo a significant change, as they will not lose the right to the annual bonus. Instead of a full payment, they will receive a proportional amount corresponding to the period in which they are receiving the benefit, according to the November calendar.