In 2026, the National Social Security Institute (INSS) began to adopt adjustments to retirement rules, following the reform initiated in 2019. It is essential to understand that these changes do not constitute a new reform, but rather an automatic update of the previously established transition rules, aimed at facilitating adaptation to the new social security system.
These updates have a significant impact, especially on workers who are not yet retired and wish to opt for one of the transition rules. Therefore, it is crucial to stay informed about the new requirements, thus avoiding setbacks or delays in the granting of benefits.
Changes in Retirement Rules
The changes made in 2026 concern two transition rules that were established by Constitutional Amendment No. 103 of 2019.
Progressive Minimum Age
In the rule regarding the progressive minimum age, while the mandatory contribution time remains unchanged, the minimum age will increase by six months each year. Therefore, for 2026, the requirements are:
- Women: 59 years and 6 months with 30 years of contribution;
- Men: 64 years and 6 months with 35 years of contribution.
Points Rule
The rule that involves calculating the sum of age and contribution time has also undergone changes. The new requirements are:
- 93 points for women, plus 30 years of contribution;
- 103 points for men, plus 35 years of contribution.